I am 21yrs old. I have an unsecured personal loan currently at $ 29k = $ 18k of uni debt and $ 11k of a car debt that was lost in a fraudulent transaction that the Federal Police were never able to recover :( Apart from rent/food, this is my only debt.
The interest of the loan is 17%, which I believe is extremely excessive. The minimum repayment is $ 162 per week. I pay $ 400 per week. However, I am only allowed to make $ 5000 of extra repayments each year before I get penalised, so I am desperately trying to find an alternative.
I am employed full-time as an Account Manager, and my salary is 1k per week after tax. I also work a second job in a bar, which is around $ 500 weekly, after tax.
There are a few options I have thought of (and probably a few I have not thought of
ไม่มีความคิดเห็น:
แสดงความคิดเห็น